💰 Personal Finance Plan Checklist

• Set Financial Goals (short-, mid-, long-term)
• Track Income Sources
• Track Monthly Expenses
• Build Monthly Budget Plan
• Create Emergency Fund (3–6 months)
• Allocate Money for Savings
• Pay Off Debts (credit cards, loans)
• Set Up Retirement Accounts (401k, IRA)
• Invest Wisely (stocks, ETFs, real estate)
• Review Insurance Coverage (health, life, etc.)
• Track Net Worth Quarterly
• Plan for Taxes
• Review and Adjust Annually